<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">

  <!-- Spanish pages -->
  <url>
    <loc>https://panamaglobal.net/</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://panamaglobal.net/" />
    <xhtml:link rel="alternate" hreflang="en" href="https://panamaglobal.net/en/" />
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://panamaglobal.net/servicios.html</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://panamaglobal.net/servicios.html" />
    <xhtml:link rel="alternate" hreflang="en" href="https://panamaglobal.net/en/services.html" />
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://panamaglobal.net/recursos.html</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://panamaglobal.net/recursos.html" />
    <xhtml:link rel="alternate" hreflang="en" href="https://panamaglobal.net/en/resources.html" />
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://panamaglobal.net/nosotros.html</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://panamaglobal.net/nosotros.html" />
    <xhtml:link rel="alternate" hreflang="en" href="https://panamaglobal.net/en/about.html" />
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://panamaglobal.net/contacto.html</loc>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://panamaglobal.net/comparador.html</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://panamaglobal.net/comparador.html" />
    <xhtml:link rel="alternate" hreflang="en" href="https://panamaglobal.net/en/comparator.html" />
    <priority>0.7</priority>
  </url>

  <!-- Spanish articles -->
  <url><loc>https://panamaglobal.net/recursos/como-usar-tu-poliza-de-salud.html</loc><priority>0.7</priority></url>
  <url><loc>https://panamaglobal.net/recursos/imprevistos-en-la-carretera.html</loc><priority>0.7</priority></url>
  <url><loc>https://panamaglobal.net/recursos/seguro-de-salud-101.html</loc><priority>0.7</priority></url>
  <url><loc>https://panamaglobal.net/recursos/seguro-de-vida-101.html</loc><priority>0.7</priority></url>
  <url><loc>https://panamaglobal.net/recursos/terminologia-de-seguros.html</loc><priority>0.7</priority></url>

  <!-- English pages -->
  <url>
    <loc>https://panamaglobal.net/en/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://panamaglobal.net/en/" />
    <xhtml:link rel="alternate" hreflang="es" href="https://panamaglobal.net/" />
    <priority>0.9</priority>
  </url>
  <url><loc>https://panamaglobal.net/en/services.html</loc><priority>0.8</priority></url>
  <url><loc>https://panamaglobal.net/en/resources.html</loc><priority>0.7</priority></url>
  <url><loc>https://panamaglobal.net/en/about.html</loc><priority>0.7</priority></url>
  <url><loc>https://panamaglobal.net/en/comparator.html</loc><priority>0.6</priority></url>

  <!-- English articles -->
  <url><loc>https://panamaglobal.net/en/articles/health-insurance-101.html</loc><priority>0.6</priority></url>
  <url><loc>https://panamaglobal.net/en/articles/how-to-use-your-health-policy.html</loc><priority>0.6</priority></url>
  <url><loc>https://panamaglobal.net/en/articles/insurance-terminology.html</loc><priority>0.6</priority></url>
  <url><loc>https://panamaglobal.net/en/articles/life-insurance-101.html</loc><priority>0.6</priority></url>
  <url><loc>https://panamaglobal.net/en/articles/unexpected-situations-on-the-road.html</loc><priority>0.6</priority></url>

  <!-- Panama Global Insurance (specialty section) -->
  <url><loc>https://panamaglobal.net/panama-global-insurance/en/index.html</loc><priority>0.5</priority></url>
  <url><loc>https://panamaglobal.net/panama-global-insurance/en/about.html</loc><priority>0.5</priority></url>
  <url><loc>https://panamaglobal.net/panama-global-insurance/en/coverage.html</loc><priority>0.5</priority></url>
  <url><loc>https://panamaglobal.net/panama-global-insurance/en/claims.html</loc><priority>0.5</priority></url>
  <url><loc>https://panamaglobal.net/panama-global-insurance/en/contact.html</loc><priority>0.5</priority></url>

</urlset>
