Four lines.
One program.
We don't sell off-the-shelf policies. Every engagement starts with an assessment of your exposure, your balance sheet, and the limits the market can actually deliver — then we design the program around it.
Marine & transport
Cargo open covers, hull & machinery, freight forwarders' liability, and stock-throughput programs. We place with London, Bermuda, and regional markets — and structure deductibles around the actual lanes and modes you ship.
- Marine cargo (open / single-shipment)
- Hull & machinery
- Freight liability (NVOCC, FF)
- Stock-throughput
- War & strikes
- Project cargo & DSU
Property & casualty
Commercial property all-risk, business interruption, general & product liability, and construction programs. We model nat-cat exposure for clients in seismic and hurricane-prone zones and structure layered placements that survive a 1-in-250-year event without gaps.
- All-risk property
- Business interruption
- General & product liability
- Construction (CAR / EAR)
- Environmental liability
- Inland marine
Life & health
Group medical, group life, accident, disability, and key-person programs designed for employers with multi-country workforces. We negotiate with regional carriers and structure cover that travels with your people when they cross a border on Monday morning.
- Group medical
- Group life
- Accident & disability
- Expatriate & travel
- Key-person life
- Executive medical
Specialty
Directors & officers, professional liability, cyber, political risk, trade credit, and surety. Often placed with Lloyd's syndicates and Bermuda markets where the regional carriers won't quote — and structured to defend the cover when underwriters look for an excuse to deny.
- Directors & officers
- Professional indemnity (E&O)
- Cyber & data breach
- Political risk
- Trade credit
- Surety & performance bonds
Coverage is what you buy. Certainty is what we deliver.